South Melbourne Toyota Finance and Insurance

Would you like to discuss finance options for your new or pre-owned vehicle with an experienced financial consultant?

Finance is available to approved customers on all our new and pre-owned vehicles. Our Business Manager can provide you with a range of tailored packaged options - at very competitive rates with our provider, Toyota Financial Services. Speak with us now, or make an appointment to see our Business Manager in our Finance Department today.

With a comprehensive understanding of all your Finance and Insurance needs, we are sure we can tailor a package that will compliment your lifestyle and financial requirements.

Feel free to fill in our Finance form, we will contact you ASAP.

Please come in and experience the difference at South Melbourne Toyota.

South Melbourne Toyota Finance and Insurance

Would you like to discuss finance options for your new or pre-owned vehicle with an experienced financial consultant?

Finance is available to approved customers on all our new and pre-owned vehicles. Our Business Manager can provide you with a range of tailored packaged options - at very competitive rates with our provider, Toyota Financial Services. Speak with us now, or make an appointment to see our Business Manager in our Finance Department today.

With a comprehensive understanding of all your Finance and Insurance needs, we are sure we can tailor a package that will compliment your lifestyle and financial requirements.

Feel free to fill in our Finance form, we will contact you ASAP.

Please come in and experience the difference at South Melbourne Toyota.

 

Personal

Personal

When you're looking to purchase a new or used motor vehicle that will be driven predominantly for personal, domestic or household use, South Melbourne Toyota can help you arrange a Toyota Financial Services Personal Vehicle Loan as a fast and flexible way to get into the car you want - today!

Features and Benefits include

• The security of a fixed interest rate for the term of the loan
• A choice of loan terms ranging from 1 - 5 years
• Financing for vehicles up to 7 years old
• Finance for both Toyota and non-Toyota vehicles
• A choice of flexible payment options
• The ability to make extra repayments, reducing the total interest payable
• The option of a balloon payment at the end of the loan - subject to capacity guidelines.

 

ENQUIRE ABOUT PERSONAL VEHICLE FINANCE

Calculator

Vehicle Finance Calculator and Search

Need to work out how much you can afford?

You can estimate your finance repayments for your new vehicle by using our finance calculator. Simply click on the Vehicle Finance Calculator button below. You may like to look at a number of alternatives, but please note that monthly payments and loan amounts are indicative only. An actual quote can be obtained from Campbell Wightman our Business Finance Manager who is located at our Dealership.

 

VEHICLE FINANCE CALCULATOR

Business

Business

A Business Vehicle Loan is a flexible commercial loan designed for sole traders, partnerships and companies that are looking to finance a vehicle used primarily for business purposes. Your business owns the vehicle and we take a mortgage over it, so it remains an asset of your business.

Features and Benefits include

• The security of a fixed interest rate for the term of the loan
• A choice of loan terms ranging from 1 - 5 years
• Financing for vehicles up to 7 years old
• Finance for both Toyota and non-Toyota vehicles
• A choice of flexible payment options
• Daily interest calculations on the outstanding principal balance, so any additional payments you make reduce the total interest payable
• The option to reduce monthly payments with a balloon payment at the end of the term, freeing up cash flow for your business
• No GST on monthly payments
• The ability for GST registered customers to claim part or full Input Tax Credit (ITC) for any GST on the purchase of the vehicle for use in your business.

 

ENQUIRE ABOUT BUSINESS VEHICLE FINANCEVEHICLE FINANCE CALCULATOR

Lease

Lease

Finance Leases are a popular solution for businesses because they enable you to secure the vehicle of your choice today without a deposit, allowing you to retain your capital for other purposes.

Features and Benefits include

• An attractive and affordable means of driving a new car every few years
• A choice of lease terms ranging from 1 - 5 years
• Fixed payments for the term of the lease
• No fixed kilometre limits

 

ENQUIRE ABOUT FINANCE LEASESVEHICLE FINANCE CALCULATOR

Insurance

Insurance Solutions

South Melbourne Toyota is here for you with a range of personal and business insurance solutions.

Imagine the inconvenience of being without your vehicle. Could you afford costly repairs, or replacing your vehicle altogether?

With Toyota Insurance we understand that your vehicle is a critical part of your life. You can choose from two levels of motor vehicle cover - Comprehensive, or Third Party, Fire and Theft

Our Comprehensive Motor Vehicle Insurance policy will replace your Toyota if it is a total loss, so long as it is less than 3 years old and it has travelled less than 100,000kms. If your vehicle is not a Toyota we will replace it with a new vehicle of the same make and model if it becomes a total loss within the first 12 months of its registration as a new vehicle.

In addition, for all Toyota vehicles covered by the policy, we provide a Genuine Toyota parts guarantee and a lifetime guarantee on all repairs, provided you remain the owner of the vehicle.

With Comprehensive cover we can also help you with:

• Car hire for up to 14 days if your vehicle is stolen;
• Emergency travel and accommodation expenses;
• Protection of your 'no claim bonus' if you are not at fault;
• No fault excess benefit with nothing payable if you are not at fault and have provided us with full details of the other party;
• Protection of your legal liability and help with legal costs for damage to other people's property up to $20,000,000;
• Cover for your personal items in the vehicle up to $500;
• Cover for baby seats and capsules in the vehicle up to $500;
• Transfer of cover if you replace your vehicle;
• Optional windscreen cover and no-claim bonus rating one protection.

 

ENQUIRE ABOUT FINANCE LEASESVEHICLE FINANCE CALCULATOR

Gap Insurance

Finance Gap Insurance

Finance Gap Insurance helps protect you from suffering significant financial loss.

If your new vehicle is stolen or damaged beyond repair, there may be a 'gap' between its insured value and what you still owe the financier. You may also suffer various out-of-pocket expenses while finding a replacement vehicle.

Finance Gap Insurance helps protect you from falling into this gap and suffering a financial loss and personal inconvenience.

Finance Gap provides up to $30,000 for the 'gap' between the insured value of your vehicle and the amount owed to your financier. It also provides up to $4,000 for additional expenses and up to $750 of any new finance establishment fees with Toyota Financial Services.

With a simple one-off premium, Finance Gap covers you for the duration of your finance contract.

Please note that Finance Gap Insurance does not cover any premiums which are owed for your comprehensive motor vehicle insurance policy.

You have a choice of 4 cover options:

• Option 1: Up to $30,000 'gap' and up to $4,000 additional expenses
• Option 2: Up to $15,000 'gap' and up to $4,000 additional expenses
• Option 3: Up to $10,000 'gap' and up to $2,000 additional expenses
• Option 4: Up to $10,000 'gap' and up to $1,000 additional expenses

 

ENQUIRE ABOUT FINANCE GAP INSURANCEVEHICLE FINANCE CALCULATOR

Toyota Access

Toyota Access

Toyota Access[T14] is an easy and flexible way to put you in complete control when you're buying a new car.

The great thing about Toyota Access is it enables you to choose the car you really want today and still keep your options open tomorrow. Whatever stage you're at in life - going off to university, starting out on a career, settling down with a family or getting your life back as the kids leave home - you can have confidence about what's ahead. Toyota Access puts you in the driver's seat with affordability, flexibility and assurance.

You control the details

With Toyota Access, you get to choose your deposit and loan term (up to 48 months/4 years) when you buy your new Toyota and you also get to choose what to do with your car when the term is over; trade, keep or return the car.

Toyota Access takes the worry out of buying a car and provides great reassurance because Toyota guarantees the future value of the car. The Guaranteed Future Value is the minimum value of your New Toyota at the end of the loan term and is the amount Toyota Finance will pay you and be put against your final payment should you decide to return your car at the end of the term.

And, because Toyota Access comes with low monthly repayments and a short loan period, you can upgrade to any New Toyota without worry or hassle[T16].

At the time of purchase

1. Select your new Toyota.
2. Nominate the deposit you'd like to pay, if any.
3. Choose your term and number of kilometres you expect to travel over the term.
4. Toyota Finance will calculate the Guaranteed Future Value of your new Toyota.
5. Toyota Finance will then calculate your monthly repayments, with a final payment equal to your Guaranteed Future Value.

Tailor your own affordable package

Once you've chosen the vehicle you want, simply tell us if you'd like to pay a deposit (if so how much) and how long you'd like the agreement to last for.

Then you tell us the amount of kilometres you expect to do and based on this, we will work out the Guaranteed Future Value of the car. So you know exactly where you stand and can confidently plan your budget, way ahead.

We'll then put together an affordable monthly payment schedule. Obviously, the more deposit you pay the less the repayments will be. And the shorter your loan term is, the sooner you can trade up or down to a new Toyota model.

You decide what to do next

At the end of the agreement, you are still in control. You can decide whether to:

1. Trade in or sell your Toyota - use the trade-in value or sale price to pay the remaining balance of your account.
2. Keep your Toyota - simply pay the outstanding balance (including the final payment). We can help you refinance the balance if you don't have the cash on hand (conditions apply).
3. Return your Toyota - we'll pay you the GFV we agreed at the start of your term and put it against the remaining balance owing on your account (subject to Fair Wear and Tear conditions and agreed kilometres being met).

 

T14] Guaranteed Future Value is the minimum value of your new Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of the term of your finance contract, Toyota Finance will pay you the Guaranteed Future Value (subject to Fair Wear and Tear and agreed kilometres requirements being complied with). This amount will be applied to your finance contract to satisfy your final balloon payment obligation. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms and conditions, fees and charges apply. Toyota Access Guaranteed Future Value (GFV) products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence 392536. Toyota Access available at selected Toyota Dealers only. [T16] Lower monthly repayments compared to similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.

 

 

ENQUIRE ABOUT PERSONAL VEHICLE FINANCEVEHICLE FINANCE CALCULATOR

Extended Warranty

Factory Approved Extended Warranty Insurance

As a Toyota vehicle owner you can extend your original factory warranty at any time whilst your car is still within its original 36 month warranty and has travelled less than 90,000km.

Just like your factory warranty, your vehicle will remain covered in case of mechanical failure, with all repairs guaranteed using Genuine Toyota parts.

Factory Approved Warranty Insurance also includes additional benefits such as towing, car hire and accommodation with 1, 2 and 3 year coverage options, capped at your choice of 100,000kms or 150,000kms.

This product is designed to protect you if you already own a Toyota still within the Toyota new vehicle warranty. However, our other warranty option may also suit your needs.

Other warranty options:

• Extended Warranty Insurance is also available for non-Toyota used vehicles. Ask at your participating dealership.
• Toyota Extra Care has a range of warranty products available at the time you purchase a new or used vehicle.

 

ENQUIRE ABOUT EXTENDED WARRANTY INSURANCEVEHICLE FINANCE CALCULATOR